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Managing subscriptions in a smart way

Revolut allows you to create pockets. Then, you can configure a card to use money only from this specific pocket. This way, you can granularly manage your subscriptions, and add money to pockets only when you want the subscription to renew. Additionally, you can set pockets to specific currency to have most optimal conversion fees.

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My current setup

  1. Paying online: Virtual Disposable Card
  2. Trials: Pocket with no funds.
  3. GitHub Sponshorships: Pocket with funds added for next few months.
  4. Cursor & Gemini: Pocket with funds enough for next month.
  5. Gym: Pocket with no funds. Adding money only when I’m sure I will go there next month.
  6. Mobile Service: Pocket with funds enough for next month.
When I get any other subscription, I create new pocket. I request virtual cards when I can, because monthly limit is 4.